Tag Archive: Coverage

What is Comprehensive Auto Insurance Coverage?

Comprehensive auto insurance is a type of insurance coverage that protects against physical damage on your car, and is often referred to as “other than collision” (OTC) coverage, or simply “Comp”. The comprehensive coverage of an auto insurance policy can be a little confusing – so let’s take a look and lay it out in …

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Optional Auto Insurance Coverage

There are a many forms of automobile insurance outside of typical, state mandated liability coverage: Medical Payments Insurance, Personal Injury Protection (referred to as “PIP” – covers a broader area, such as lost wages, funeral expenses, and pain and suffering), Collision, Comprehensive, Gap Insurance, Uninsured and Under Insured Motorist. Medical Payments Insurance – This type …

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Do You Have Sufficient Auto Insurance Coverage?

Imagine getting ready to leave your house and you open your door and the rain is pouring down. Now you start to frantically look for your umbrella…. ah, there it is! You step outside, open your umbrella, and you are now protected from that pouring rain. If it were a bright sunny day with no …

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Choosing the Level of Auto Insurance Coverage You Need Can Be Confusing

Choosing the level of coverage that you really need is one area of auto insurance that can be and often times is very confusing if you do not know what you are looking at or simply do not understand what is what in auto insurance terms. You might only need and want the minimum liability …

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